Eligibility

Am I Eligible?


To be eligible to register with Homeownership Westminster, you must:

  • have lived or worked in Westminster for at least the last year
  • be a first time buyer or you will have sold any property you owned in the UK or abroad prior to completing on a property in Westminster


Additionally, you must not exceed the maximum household income threshold of £90,000.

There may be occasions where the maximum household income may be lower than those stated above. Therefore it is recommended to check the details of the property you are interested in.

Please note, that for 2, 3 and 4 bedroom properties, priority will go to families with children, then sharers, followed by couples and then single applicants.

Once you have registered with us there may be further eligibility criteria you must meet before applying for schemes such as:

  • Income
  • Savings
  • Assets
  • Length of registration
     

We will give you information about your eligibility for the schemes you are interested in and advise you how to proceed.

What is the selection process?


Once you have registered with us, we will let you know the priority group you have been given. This will be based on your current housing situation and the information you provide on your registration form.

You will be placed in one of the following priority groups:

Priority Group Category Priority Group Details
1 Social housing tenants in Westminster giving up their properties, which will result in their property being allocated to another household on the council’s waiting list First offer will be to social housing tenants, either council or registered provider(note1)
  Ministry of Defence (MOD) serving personnel Second offer will be to MOD serving personnel(note 2)
  Sons and daughters of existing council tenants who are currently overcrowded

Third offer will be to sons and daughters of existing council tenants that are overcrowded in their Westminster City council home note 3

  Certain households in Westminster intermediate rented properties Fourth offer will be to tenants currently living in intermediate rented properties in Westminster that need to move because they are overcrowded, or they are moving on into low cost home ownership or are living currently in shared IMR accommodation into which the Council has nomination rights note 4
2 Waiting List for social housing in Westminster

First offer will be to homeless households, where the council has a statutory duty to rehousing them

Second offer will be to all other households on the waiting list

3 Resident workers

Households that have been resident in Westminster for at least 12 months and have been employed in Westminster for at least 12 months

 

First offer will be to residents that are key workers(note 5)
4 Westminster residents

Households that have been living in Westminster for at least 12 months

5 Working in Westminster

People employed in Westminster for at least 12 months

First offer will be to key workers(note 5)

 

Note 1: Register Provider tenants will only be prioritised within priority group 1 where their landlord confirms in writing that Westminster will have nomination rights to resultant void.

 

Note 2: Regular Service Personnel; Clinical Staff (excluding doctors/dentists); MOD Police Officer; Uniformed Staff in Defence, Fire Service; Full-time Reserve Service; Surviving Partner of Regular Service Personnel who died in service within the last 12 months; Service personnel that have successfully completed basic phase 1 training; Ex-Regular Service Personnel.

 

Note 3: Overcrowded applicants living in Council accommodation need to evidence their household is registered as overcrowded with Westminster’s Housing Options Service

 

Note 4: Existing Intermediate tenants living in shared accommodation, can apply for a self-contained intermediate accommodation. For existing intermediate rented tenants wishing to apply for a larger intermediate homes, they will need written confirmation from their current social landlord that they are overcrowded.

 

Note 5: Westminster key workers are: NHS Health Service Clinical Staff (excluding doctors and dentists); Public Sector Teachers; Police; Social Care Workers (with a professional qualification only).

 

Properties will be offered to households with the highest priority. If they do not complete the purchase, it will then be offered to the next highest priority household and so on until the property is taken.

Please note you have an obligation to inform the service of any subsequent changes in your circumstances once you have registered with the service, to ensure your registration remains valid.

How do I find out about new properties on the market?


Please visit the Property section of the website to search for and view new housing developments.

Unless otherwise requested, once you register your details will be given to the providers of housing schemes and they will then contact you directly. They will usually email or post you information about new properties that come on to the market.

If you are aware of an opportunity, you can contact Homeownership Westminster who will contact the provider on your behalf, as long as you are eligible.