Eligibility

Am I Eligible?


To be eligible to register with Homeownership Westminster, you must:

  • have lived or worked in Westminster continuously for at least the last year 
  • be a first time buyer or you will have sold any property you owned in the UK or abroad prior to completing on a property in Westminster


Additionally, you must not exceed the maximum household income threshold of £90,000.

There may be occasions where the maximum household income may be lower than those stated above. Therefore it is recommended to check the details of the property you are interested in.

Please note, that for 2, 3 and 4 bedroom properties, priority will go to families with children, then sharers, followed by couples and then single applicants.

Once you have registered with us there may be further eligibility criteria you must meet before applying for schemes such as:

  • Income
  • Savings
  • Assets
  • Length of registration
     

We will give you information about your eligibility for the schemes you are interested in and advise you how to proceed.

What is the selection process?


Once you have registered with us, we will let you know the priority group you have been given. This will be based on your current housing situation and the information you provide on your registration form.

You will be placed in one of the following priority groups:

Priority Group Category Priority Group Details
1

 

Social housing tenants in Westminster giving up their properties, which will result in their property being allocated to another household on the council’s waiting list

First offer will be to social housing tenants, either council or registered provider(note1)
  Ministry of Defence (MOD) serving personnel

 

Second offer will be to MOD serving personnel(note 2)

  Sons and daughters of existing council tenants who are currently overcrowded

 

Third offer will be to sons and daughters of existing council tenants that are overcrowded in their Westminster City council home note 3

 

Certain households in Westminster intermediate rented properties

Discretionary Priority 1 Group (note 4)

 

Fourth offer will be to tenants currently living in intermediate rented properties in Westminster that need to move because they are overcrowded, or they are moving on into low cost home ownership or are living currently in shared IMR accommodation into which the Council has nomination rights note 4

2 Waiting List for social housing in Westminster

 

First offer will be to homeless households, where the council has a statutory duty to rehousing them

Second offer will be to all other households on the waiting list

3 Resident workers

 

Households that have been resident in Westminster for at least 12 months and have been employed in Westminster for at least 12 months

 

First offer will be to residents that are key workers(note 5)
4 Westminster residents

 

Households that have been living in Westminster for at least 12 months

5 Working in Westminster

 

People employed in Westminster for at least 12 months*

First offer will be to key workers(note 5)

* Applicants (applicant 1 or 2 on the completed HOW registration form) should have been spending the majority of their week employed within Westminster (at least 16 hours per week) for at least the last 12 months, this should also be their main source of employment currently and needs to be evidenced in a letter from their employer.

Existing Intermediate tenants living in shared accommodation, can apply for a self-contained intermediate accommodation.

Note 1: Register Provider tenants will only be prioritised within priority group 1 where their landlord confirms in writing that Westminster will have nomination rights to resultant void. 
 
Note 2: Service personnel (in full time employment within the MOD) that have successfully completed basic phase 1 training and are one of the following - regular service personnel (including Navy, Army and Air Force), Clinical staff (with the exception of doctors and dentists) Ministry of Defence Police Officers, Uniformed staff in the Defence Fire Service.   They are ex-regular service personnel who have served in the Armed Forces for a minimum of six years, and can produce a Discharge Certificate (or similar documentation) where they apply within two years (24 months) of the date of discharge from service or they are the surviving partners of regular service personnel who have died in service, where they apply within two years (24 months) of the date of being bereaved.
 
Note 3: Overcrowded applicants living in Council accommodation need to evidence their household is registered as overcrowded with Westminster’s Housing Solutions Service.
 
Note 4: Existing intermediate rented tenants who have evidenced that they are overcrowded in their current accommodation (evidenced with a letter from their current landlord) and need to move as a consequence, or where an existing intermediate rental tenancy is not being renewed through no fault of the tenant. Westminster will require the existing intermediate rented home to be offered for nomination once it becomes void. 
 
Note 5: Westminster key workers are: NHS Health Service Clinical Staff (excluding doctors and dentists); Public Sector Teachers; Police; Social Care Workers (with a professional qualification only).

 

Properties will be offered to households with the highest priority. If they do not complete on the property, it will then be offered to the next highest priority household and so on until the property is taken.

For all intermediate rent (IMR) properties listed on this website, the monthly rent quoted on each property advert always excludes all bills.

Applicants are expected to be able to pay the monthly costs associated with renting or buying a property through their household income from paid employment, benefits will not be accepted.

Please note you have an obligation to inform the service of any subsequent changes in your circumstances once you have registered with the service, to ensure your registration remains valid.

A full disclosure of total household income is required at the point of registration and whilst you subsequently remain on the housing register, to evidence that you qualify at all times for intermediate housing.

Should you be successful in finding a property through the service (rental or home ownership) your application will be subsequently closed.

Please note that for intermediate homes being delivered by Westminster City Council within its estates and land, local residents who are eligible for intermediate housing will have higher priority over other intermediate eligible households who are not living locally to these developments.

Re-registering with the Homeownership Westminster service

You would be eligible to re-register with Homeownership Ownership Westminster, providing you were deemed eligible and seeking to move between rental accommodation (possibly due to being overcrowded) or were moving due to having no prospect of renewal of your current intermediate rental tenancy, through no fault of your own, with less than six months remaining on it.  You could also be eligible if you were seeking to move into homeownership from your current intermediate rental accommodation.  If you were already a home owner, you would need to be selling your current property (with a buyer in place) prior to being eligible in reapplying for other opportunities (home ownership or rental).

You would not be eligible to re-join the Homeownership Westminster applicant register if any of the following circumstances were evident:

- Your household income now exceeded the threshold for intermediate housing application - currently this is £90,000

- You no longer had a qualifying connection to Westminster

- you had been caught sub-letting or attempting to sublet your intermediate property without prior permission from your landlord (rental or homeownership properties)

How do I find out about new properties on the market?


Please visit the Property section of the website to search for and view new housing developments.

Unless otherwise requested, once you register your details will be given to the providers of housing schemes and they will then contact you directly. They will usually email or post you information about new properties that come on to the market.

If you are aware of an opportunity, you can contact Homeownership Westminster who will contact the provider on your behalf, as long as you are eligible.